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Sample Letter Removing Damaging Information From Former Marriage:

Jane J

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ohnson
Easy Street
Happyness, Ohio 33333

July 4, 2002

Credit

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ard Company
New York, N.Y

C E R T I F I E D R E T U R N R E C E

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

I P T R E Q U E S T E D

Attn: (remember who you talked to)

RE: Acct#

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

Dear (person who you talked to)

As I explained during our phone convers

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

tion, the account that you have reported on my credit report belongs to m

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ex-husband. The information reported could possibly have been mistakenly

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

entered.

I have never used this account nor have I signed any documenta

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ion agreeing to the use or guarantee of this account. The information is

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ffecting my credit and under The Fair Credit Reporting Act , I would like

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

this information deleted from my credit report.

Further, I would like to

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

have any references to this account in my records that you have reported

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

o all other agencies removed.

There is a possibility that I was an autho

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ized user on this account, but with that being said, I have never signed

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

any gauranty, contract nor even represented that I would be responsible a

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

d liable for any of the purported debt.

Without any proof or evidence sh

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

wing my signature regarding this debt, you have two choices. (1) You can

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

elete this from my credit (2) You can explain to 3rd party adjudication a

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

d give an explanation as to why you choose to violate the Fair Credit Rep

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

rting Act.

Thank you for your prompt attention.

Sincerely,

Jane Johnso

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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